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What Is Wise? This Is The History, How It Works and The List

 


IPHEDIA.com - Currently there are a number of online remittance services, such as PayPal, Western Union, Payoneer and others.

Among these services, an easy and convenient way to send money abroad, one of which is through Wise.

With Wise, you will be provided with services and various conveniences with real currency exchange rates.

Transferees get money in their currency directly from Wise's local bank account.

What is Wise?

Wise, formerly known as Transferwise, is a low-cost online money transfer service and registering an account is free.

This service can be accessed via smartphone applications based on Android, iOS and via the website, which is also available in the Indonesian version.

With Wise Transferwise, you can save a lot of money when you send money overseas compared to the conventional banks you have today.

By opening a Wise account, you can send money from abroad 8 times cheaper than a bank.

Through Wise, you will get a multi currency account of up to 28 foreign currencies, the best exchange rates and no hidden fees.

History Wise

Wise is a financial technology company based in London, England, founded by Estonian entrepreneurs Kristo Käärmann and Taavet Hinrikus in January 2011.

Wise founder Kristo Käärmann is also a financial consultant and Taavet Hinrikus, Skype's first employee. In its first year of operation, transactions through Wise amounted to €10 million.

In 2012, Wise was named one of the 20 most popular tech startups in East London by The Guardian.

TechCrunch, added Wise to Startups.co.uk's list of 100 UK start-ups in 2012.

In May 2015, Wise was ranked No. 8 on CNBC's 2015 list of 50 Disruptors, and in August 2015, the company was named a World Economic Forum Technology Pioneer.

On January 21, 2021, Sky News reported Wise had appointed Goldman Sachs and Morgan Stanley as joint global coordinators for the planned initial public offering.

On February 22, 2021, the company changed its name from TransferWise to Wise. As part of this rebranding, the company also launched a new website domain.

The company changed its name to reflect its expanded product offering beyond international money transfers.

How to Register Transferwise

How to register Transferwise, click the "Register Now" button. Then, you will be directed to register online on the Wise.com site in a few minutes.

After logging in, fill in your personal data, such as your desired email address and password. Users can choose "send money" or "add money".

If you choose “send money”, then enter the amount and currency you want to transfer. Enter your data and the required recipient data and confirm the transfer.

In this case, the transfer will only take one business day. As a rule, all Wise transfers are processed within 1-3 business days.

In addition, you can also transfer money to a foreign exchange account using a credit card or debit card.

If you select "add money", then you can choose the desired account, such as Euro, USD, British Pound, and others.

You can also enter the amount directly in foreign currency (Example: IDR). It is automatically converted to rupiah.

If you have a credit card or savings account, you can link your credit card with your Transferwise account to top up your Transferwise account.

You can also send money to a bank account or bank debit card bearing the Visa or Mastercard logo.

However, not all bank debit cards can send money to Wise. So, as much as possible do the test first. If that fails, you can use a credit card.

For more details about Wise or Transferwise, you can visit the Wise.com website. Happy trading! (*)

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